No. HOAs in Colorado are regulated at the state level under the Colorado Common Interest Ownership Act (CCIOA), administered by the Division of Real Estate’s HOA Center. The City of Longmont does not enforce HOA covenants, arbitrate disputes, or regulate HOA governance. What the City offers is free training, community connection programs, mediation services, and access to City departments for HOA neighborhoods.

Yes. Most Colorado HOAs must register annually with the Division of Real Estate. Failure to register may prevent your HOA from enforcing a lien for assessments. See the State HOA Registration guide for instructions. This is a state — not City — requirement.

The City does not endorse or refer specific contractors, vendors, or service providers. However, local chambers — including the Longmont Area Chamber of Commerce and the Latino Chamber of Boulder County — maintain business directories and can help connect your HOA with qualified local professionals. The Boulder SBDC Longmont Satellite also offers free business advising and resource connections.

The City cannot enforce HOA rules — those are between you, your board, and your CC&Rs. However, Longmont offers free mediation services for community disputes. For City municipal code violations (not HOA covenants), submit a Code Enforcement service request. For legal rights guidance, the State HOA FAQ explains your rights under Colorado law.

Yes — through an NGLA-registered community group. HOAs can support and co-apply for the SNS grant and the NIP fund. The community group must have attended at least two NGLA meetings in the current or prior year. See the NIF Grant Details page.

The City of Longmont offer HOA trainings through the Community Education Programming in partnership between the Neighborhood Leadership Series and the Landlord Tenant Training Alliance.

NLS is a free class program — workshops on HOA law, finances, governance, and conflict resolution. Anyone can attend without City registration.

NGLA is a formal network — HOAs register as community groups, attend monthly meetings, receive City department briefings, and access grant programs. Joining NGLA does not affect your HOA’s bylaws. Contact NGLA@longmontcolorado.gov to register.

Yes. Colorado law requires HOAs governed by the Colorado Common Interest Ownership Act (CCIOA) to conduct reserve studies to assess the condition of common areas and plan for future repairs and replacements. A reserve study helps your board understand what you have, what it will cost to maintain, and how much you should be setting aside each year. Without one, HOAs risk underfunded reserves, unexpected special assessments, and complications when homeowners sell. The Community Associations Institute (CAI) and the Colorado Division of Real Estate HOA Center are good starting points for understanding your obligations and finding qualified professionals to conduct the study.

Colorado law gives homeowners the right to request that their HOA send correspondence and notices in a language other than English. Once a homeowner makes that request, the HOA is required to provide those communications in both English and the homeowner’s preferred language. This applies to notices and correspondence — it does not require the HOA to translate all governing documents such as bylaws or CC&Rs.

For boards, this means having a process in place to identify language preferences and fulfill those requests consistently. For homeowners, it means you have the right to ask and the HOA is required to respond. If you need support connecting with translation or interpretation services, Longmont’s Community & Neighborhood Resources team can help point you in the right direction. The NLS Annual Legislative Update class is also a good place to stay current as language access requirements continue to evolve at the state level.

A special assessment is a one-time charge levied on homeowners when the HOA needs to cover a significant expense that the regular budget and reserve fund cannot absorb. Common triggers include major repairs to shared infrastructure, unexpected legal costs, or a reserve fund that has fallen short over time. Special assessments can be stressful for homeowners and difficult for boards to communicate, but they are often the result of deferred maintenance or underfunded reserves rather than poor management alone.

The best way to reduce the likelihood of a special assessment is to conduct regular reserve studies, fund reserves consistently, and address maintenance issues before they become emergencies. If your HOA is facing a situation that may require a special assessment, Longmont’s mediation services and the CAI Rocky Mountain Chapter are good resources for navigating the process and communicating with homeowners.

A loss assessment happens when your HOA faces a covered loss or liability claim that exceeds the association’s master insurance policy limits, and the remaining costs are passed on to individual homeowners. For example, if a major storm damages shared property and the repair costs go beyond what the HOA’s policy covers, each homeowner may receive a loss assessment bill for their share of the difference. Many standard homeowner insurance policies include loss assessment coverage, but the amount varies. It is worth reviewing your individual policy to understand what you are covered for before a situation arises. Your HOA board should also regularly review the association’s master policy limits with a licensed insurance professional to make sure coverage keeps pace with the value of shared property.