Homeowners Acting as Their Own General Contractor

Homeowners may act as their own General Contractor and perform work without a contractor license only if all of the following conditions are met:

• The property is your primary residence at the time of permit submittal
• The property is not a rental and not intended for resale or flipping

 

Subcontractor Requirements for Homeowner Permits

If a homeowner pulls a permit, the following rules apply:

• Subcontractors performing HVAC, electrical, plumbing, or framing work must be licensed with the City of Longmont
• Electrical contractors must pull their own permits in accordance with State of Colorado requirements

 

Contractor Licensing & Testing

• The City of Longmont does not have reciprocal licensing agreements with other jurisdictions
• The City accepts current International Code Council (ICC) exam certificates
• ICC exams are available at Pearson VUE locations throughout Colorado
• Learn more about ICC testing at www.iccsafe.org

 

General Liability Insurance Requirements

All contractors must provide proof of general liability insurance.

Insurance certificates must list the City of Longmont as the certificate holder:

City of Longmont

350 Kimbark Street

Longmont, CO 80501

 

Class D Contractors

General Liability – Not less than:

• $1,000,000 combined single limit (CSL)
• $1,000,000 general aggregate
• $1,000,000 products completed aggregate

 

All Other Contractors (A/B/C/E/M/P) 

General Liability – Not less than:
• $1,000,000 combined single limit (CSL)
• $2,000,000 general aggregate
• $2,000,000 products completed aggregate

 

Sec. 16.48.070. – Liability insurance requirements.

A.

Every contractor granted a license under the provisions of this Code shall be required to maintain general liability insurance of a minimum of not less than $1,000,000.00 combined single limit (CSL), $1,000,000.00 general aggregate and $1,000,000.00 products completed aggregate for Class D contractor licenses, and $1,000,000.00 CSL, $2,000,000.00 general aggregate, and $2,000,000.00 products completed aggregate for all other licenses.

B.

Contractors shall be required to show proof of worker’s compensation insurance when applicable.

(Code 1993, § 16.48.070; Code 2009, § 16.48.070; Ord. No. O-89-26, § 1; Ord. No. O-95-87, § 2; Ord. No. O-2014-33, § 6, 6-24-2014)